Search form

Help your students understand the different types of aid available to them from federal, state, school, and private sources.

Familiarize yourself with the federal student aid programs and the eligibility criteria.

Types of Aid and Eligibility

We recommend that you and your students visit StudentAid.gov/types for information on financial aid from the federal government and from states, schools, and private sources. Eligibility criteria for federal student aid are described at StudentAid.gov/eligibility.

Federal Student Aid
State Financial Aid
Financial Aid from the College
Finding Scholarships
Avoiding Financial Aid Scams
Eligibility for Federal Student Aid

top


Federal Student Aid

Aid is available from the federal government in the form of grants, work-study, and loans. Students use the Free Application for Federal Student Aid (FAFSASM) to apply. Besides referring your students to the information at StudentAid.gov/types to learn about federal aid, you also can recommend they visit StudentAid.gov/resources for fact sheets, videos, and infographics. Meanwhile, you can access those items and more here on the Financial Aid Toolkit. We've provided a feature to help you search financial aid tools and resources that you can use in advising students about aid.

2014-15 Do You Need Money For College? Federal Student Aid at a Glance(Result Type: PDF)
Description: Fact sheet that provides a quick overview of the types of federal financial aid, eligibility, and how to apply for aid.
Type: Handouts
Related: Federal Student Grant Programs(Result Type: PDF)Federal Student Loan Programs(Result Type: PDF)Overview of the Financial Aid Process Graphic(Result Type: IMG)

top


State Financial Aid

To find out about state financial aid for college, try www.ed.gov/sgt to find your state agency's website.

Talking point: Often, students and parents comment that they don't qualify for federal aid or they qualify for too small an amount. State aid could help fill in some of the gaps.

top


Financial Aid from the College

Many colleges offer financial aid from their own funds. Direct your students to visit a school's financial aid website for information about aid available at that school. For students with an interest in a particular area of study, encourage them to inquire about any available scholarships in that area or department.

Talking points:

  • When a student submits the FAFSA, he or she is automatically applying for aid from not only the federal government but also the state and—in many cases—the college(s) he or she has listed on the FAFSA.
  • Students should be sure to meet any financial aid deadlines the school may have.

top


Finding Scholarships

One of the most frequent questions we hear from students at college fairs or financial aid information events is, "How do I get free money to help me pay for college?" While the FAFSA is an application for certain free money (grants and scholarships), not all students will qualify. That's why we've provided information to help them find and apply for scholarships at StudentAid.gov/scholarships.

Talking points:

  • Students should spend the summer between their junior and senior years of high school looking for scholarships, determining which ones are right for them, noting application deadlines, and submitting any applications that they possibly can at that point. They'll have plenty to keep them busy during fall of senior year, so getting a head start will make a difference in levels of stress and anxiety.
  • As a student assesses which online scholarship search to use, he or she should consider whether it is free and, if it requests personal information from the student, he or she should carefully read its privacy policy.

Department of Labor Scholarship Search Tool(Result Type: General)
Description: Students can use the U.S. Department of Labor's free scholarship search tool to find scholarships along with information on how to apply.
Type: Web Resources and Tools
Related: Scholarships for Military Families(Result Type: PDF)

top


Avoiding Financial Aid Scams

Financial aid scams are less prevalent now than they were 10 or 15 years ago, but you'll still want to remind students to keep their eyes open as they look for financial aid for college. Refer them to StudentAid.gov/scams for tips.

Talking points:

  • You can find plenty of sources of financial aid without paying anyone for help or paying an application fee for the aid.
  • The first F in "FAFSA" stands for "Free."

Don't Get Scammed on Your Way to College(Result Type: PDF)
Description: Fact sheet with tips on avoiding scams when looking for financial aid for college.
Type: Handouts
Related: Student Loans: Avoiding Deceptive Offers(Result Type: PDF)

top


Eligibility for Federal Student Aid

Eligibility for federal student aid is based on financial need and on several other factors such as U.S. citizenship or eligible noncitizenship, enrollment in an eligible program, satisfactory academic progress in college, and more. The full list of our basic eligibility criteria is on our student site.

Tip: A quick URL to share with your students for information on federal student aid eligibility criteria is StudentAid.gov/eligibility.

Talking point: There is no such thing as an income cut-off for federal student aid. Eligibility is based on a number of factors, including a complicated mathematical formula. No student should assume that he or she won't qualify for federal aid. Filling out the FAFSA is the only way to find out. And please remind your students that the FAFSA is also an application for state and school aid—and many schools won't consider a student for their aid (even merit-based aid) unless the student submits a FAFSA.

Myths About Financial Aid Video(Result Type: General)
Description: Address common myths about financial aid: having too much income, not having good enough grades, or needing to file taxes before completing the FAFSA.
Type: Videos
Also Available in: Spanish Captioned(Result Type: General)
Related: Eligibility for Federal Student Aid Graphic(Result Type: IMG)Overview of the Financial Aid Process Video(Result Type: General)

top