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Limited Public Service Loan Forgiveness (PSLF) Waiver Resources

Stakeholder Resources: The Limited PSLF Waiver

The "limited PSLF waiver" refers to the changes to Public Service Loan Forgiveness (PSLF) Program rules that allowed borrowers to receive credit for past periods of repayment that would otherwise not qualify for PSLF. This opportunity was announced on Oct. 6, 2021, and ended on Oct. 31, 2022. Beginning Nov. 1, 2022, the normal program requirements for PSLF and TEPSLF resumed.

PSLF Program Requirements and Changes

On Oct. 25, 2022, the U.S. Department of Education (ED) announced new regulations to program requirements for PSLF. These new regulations go into effect on July 1, 2023, and we will provide updates on the implementation of these program changes.

While ED is working to process PSLF forms and update accounts with credit under the limited PSLF waiver, we are also working to apply changes previously announced in April 2022, as part of the one-time income-driven repayment (IDR) account adjustment. These changes mean that borrowers with federally-managed loans may still see an increase in their payment counts toward income-driven repayment and PSLF forgiveness in July 2023. Learn more about this IDR account adjustment.

Resources for Reference and Outreach

Below you'll find up to date resources about the limited PSLF waiver.

Share Information About the Limited PSLF Waiver

These resources will help you reach out to your constituents and networks.

Borrower Resources

Use these resources to help borrowers understand the PSLF waiver and how to apply for PSLF.

*The Department of Education strives to make all content accessible to everyone. While this document does not currently meet the standards of Section 508 of the Rehabilitation Act of 1973, as amended, Federal Student Aid is working to create an accessible version. If you need access to this document before the accessible version is available, please contact the Information Technology Accessibility Program Help Desk at ITAPSupport@ed.gov to help facilitate.

November 01, 2022