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Resources To Prepare for Student Loan Payments To Restart

Student Loan Payments Have Restarted

Because of legislation passed by Congress, student loan payments have restarted, and borrowers' regular interest rates have resumed. Borrowers can lower their payments, even to $0, by enrolling in an income-driven repayment plan, including the new Saving on a Valuable Education (SAVE) Plan.

We'll continue to update this page with resources about student loan payments restarting. You can use these resources to communicate with students, parents, and borrowers about resources and programs to help them manage their loans and navigate the return to repayment.

Note: These resources are for your use in your messaging. Please do not point students, parents, or borrowers to this website for financial aid information. Instead, send them to StudentAid.gov/restart.

SAVE on Student Debt Outreach Campaign

To help ensure borrowers can take full advantage of resources available from the Department of Education (ED), the Biden-Harris Administration launched a nationwide outreach campaign called "SAVE on Student Debt" in partnership with leading grassroots organizations. This public-private partnership builds upon the robust direct outreach underway from Federal Student Aid and loan servicers by leveraging strategic partnerships across public, private, and nonprofit sectors to support borrowers and ensure they take full advantage of the benefits provided by the new Saving on a Valuable Education (SAVE) Plan. This partnership is led by ED in collaboration with Civic Nation, the National Association for the Advancement of Colored People (NAACP), the National Urban League (NUL), Rise, the Student Debt Crisis Center, UnidosUS, and Young Invincibles.

We hope that you will join us in this outreach effort. If your organization is interested in participating, please sign up at SaveOnStudentDebt.org.

Resources for Reference and Outreach

Below you'll find resources you can use for learning about repayment and communicating with borrowers.

Sample Emails

Videos and Webinars

*The Department of Education strives to make all content accessible to everyone. While this document does not currently meet the standards of Section 508 of the Rehabilitation Act of 1973, as amended, Federal Student Aid is working to create accessible versions. For immediate assistance on receiving a 508 compliant document, please send us a written request including the title of the document, date of the request, and your email address to:

Federal Student Aid Information Center
P.O. Box 84
Washington, DC 20044

Helpful Resources for Borrowers

October 27, 2023